Why transfer to our FPP?

Are you thinking about a transfer for your client? We think our FPP is an excellent choice. And we’ve listed below the key benefits of transferring to our FPP.

Our FPP transfers adviser guide gives you more information on the issues surrounding pension transfers and the benefits of transferring to our FPP. And our FPP transfers client guide helps answer some of the questions your client may have before they transfer to our FPP.

Benefits to your client

• Superb investment choice with the added benefit of a self-invested option.
• Protected rights and non-protected rights in one plan.
• Loyalty rewards for those who stay with us and save more.
• Cost-effective – one large pension plan may be cheaper to run than several smaller ones.
• Online services to check how their plan is doing.
• Transparent charges – the menu of charging options lets your clients see what they’re paying for – administration, investment and advice charges.

Benefits to you

• You can build a charging structure to suit.
• Flexible commission structure you can tailor to suit you and your clients.
• Online tools to help you give your clients the best possible advice.
• Our award winning service* takes the pain out of pension transfers – our dogged approach to chasing the ceding provider generally results in a transfer of funds at the earliest opportunity.
• Our free TVAS report gives you clear guidance on the implications of transferring your clients’ final salary benefits.
• Outsource the whole investment process to one of our discretionary fund managers.

  *Investment Life and Pensions Moneyfacts award of Best Pension Service 2007